"You cannot fight fraud in emerging markets with assumptions borrowed from somewhere else. Fraud is contextual. Risk is situational."
Thalia Pillay
CEO, Orca Fraud
Engineered for the world’s most complex fraud.
Embed real-time transaction monitoring directly into your payment flows and deliver adaptive, context-aware intelligence for better risk decisioning.
Trusted to mitigate fraud across leading banks, PSPs, crypto platforms and omnichannel commerce environments
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Most fraud tools weren’t built for emerging markets
Fraud is contextual. In emerging markets, mobile wallets dominate, agent banking is mainstream, and a single attack can move across rails before most systems have triggered a single alert.
Get integrated and fighting fraud in a matter of hours.
Embedded intelligence for live risk decisioning
Orca Fraud integrates directly into live payment flows — onboarding, transaction authorisation, merchant monitoring and case workflows — evaluating behaviour as money moves. Instead of layering dashboards on top of transactions, Orca informs decisions before outcomes are finalised.
See the network, not just the transaction
One fraud signal becomes a web of connected identities — cards, phones, accounts, and fingerprints mapped in real time.
Detect the undetected
AI-powered anomaly detection that spots emerging threats the moment patterns shift — by country, provider, or transaction type. No rules required.
Rules that know what's really happening
Phone line busy during a $4,500 payment. Orca makes a real-time decision — and tells your team exactly what to do next.
The full story behind every account
Orca ingests every signal — registration changes, transaction history, rule triggers, and analyst flags — unified into a single real-time profile so nothing gets missed.
Check out our latest posts
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Orca Fraud has raised $2.35 million in seed funding to advance its real-time transaction monitoring and fraud intelligence capabilities across Africa and other emerging markets.
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Product
Orca Fraud joins Visa Accelerator to advance real-time fraud intelligence for emerging markets
Orca Fraud has been selected for the sixth cohort of the Visa Accelerator Program, a 12-week pan-African initiative supporting fintechs building next-generation payment infrastructure. The program offers a chance to learn from Visa's decades of experience in card risk management while contributing insights from wallet-first, emerging markets—where fraud moves fast, crosses borders, and threatens the trust that underpins financial inclusion.
Discover how Ozow, one of South Africa’s leading payment providers, is partnering with Orca Fraud to embed real-time fraud orchestration across its platform, protecting millions of transactions, empowering merchants to scale safely, and strengthening the trust foundation of South Africa’s digital economy.
FAQs
There's no such thing as a silly question
What is Orca Fraud
Orca Fraud is a FraudTech company which protects emerging markets from fraud. Their areas of focus include creating fraud an compliance tools which streamline operations for banks and fintechs.
Where is Orca Fraud based
Orca HQ is in Cape Town, South Africa. We're currently fighting fraud in 70+ countries with a view to solve similar fraud trends in other emerging markets.
What are the benefits of using Orca Fraud
Orca empower fraud fighters with the tools they need to effectively fight fraud. Our clients experience reduced fraud losses and a decrease in false positives.
Which fraud types does Orca Fraud solve
Account takeovers, investment scams, SIM swap fraud and money muling are some of the types of fraud that Orca has built solutions for.
How long does integration take
Integration was a common pain point in the industry, with typical integrations taking 3 months and a high reliance on Engineering teams during the integration process. Our clients can be up and fighting fraud in a matter of hours and require minimal engineering effort.